Our product S2Pay provides two factor authenticated(patent pending) mobile payment in a simple one step process for retail merchant payment transactions. S2Pay's technology allows secure HCE mobile payments as well as EMV tokenization without the need for secure element on the mobile phone. With unique patent pending offline tokenization support, S2Pay could allow EMV based mobile payment solutions in NFC and QR code form factor. S2Pay received the runner-up award for the 'Most Innovative Product Idea of the Year 2014' from Data Security Council of India(DSCI), a NASSCOM initiative.